Product liability insurance is a type of business insurance that helps protect manufacturers, retailers, distributors, and suppliers if a product they sell causes injury, illness, or property damage. It can cover legal costs, compensation payments, and other expenses arising from claims made by injured consumers.

For example, if a faulty electrical appliance causes a fire or a defective toy injures a child, the business responsible for supplying the product may face a claim. Product liability insurance helps businesses manage the financial risks associated with such incidents.

In legal terms, product liability in tort refers to a manufacturer’s or supplier’s responsibility for harm caused by defective products. A consumer may be able to bring a claim if negligence or a defect in the product resulted in injury or loss.

If you have been injured by a defective or unsafe product, Claim Time Solicitors can assess your situation, explain your legal rights, and help you pursue a product liability claim on a No Win No Fee basis where appropriate. Their experienced team can guide you through the claims process and work to secure the compensation you deserve.