How long to file a claim after auto accident
How long do you have to file a claim after an auto accident, and what happens if you miss the deadline?
After an auto accident, the time limit to start a claim is controlled by law. In the UK, you usually have three years from the date of the accident to begin a personal injury claim. This applies to most cases, including car accident compensation, passenger injury claims, and pedestrian accident claims.
There are a few important exceptions. If the injured person is under 18, the three-year period starts when they turn 18. If someone lacks mental capacity, the limitation period may be paused. In cases involving uninsured or hit-and-run drivers, claims are often made through the Motor Insurers’ Bureau, where slightly different procedures apply.
If you miss the deadline, your claim will almost always be rejected, no matter how strong your case is. Courts rarely allow late claims unless there are exceptional circumstances. This means you could lose your right to road accident compensation, including damages for pain, suffering, lost earnings, and medical expenses claim.
That’s why acting early is crucial. Starting your accident injury claim quickly helps secure evidence such as police reports, medical records, and witness statements. It also improves your chances of a successful outcome.